Are your expenses outweighing your income? If so, I’d say it’s time for you to do some reevaluating. You only have two options at this point. 1. Cut out all unnecessary expenses. 2. Create more income. I’ve been in this situation – a lot actually. I’ve found myself swiping my credit card for gas or groceries because I didn’t have enough in my account to cover it. If you’re able to recognize that you’re doing this before it spins out of control, you’re already in the lead. The worse thing you can tell yourself is that you’ll pay it off when your paycheck comes. If you don’t have enough for…